E-Funding Resources will advise families, trust managers, (representative payees) and healthcare agency providers on the needs of the client and allowable and beneficial uses of funds.

ABLE Accounts

A “qualified disability expense” means any expense related to the designated beneficiary as a result of living a life with disabilities. These may include education, food, housing, transportation, employment training and support, assistive technology, personal support services, health care expenses, financial management and administrative services and other expenses which help improve health, independence, and/or quality of life.

SPECIAL NEEDS TRUSTS (SNTs)

Making distributions to enhance the quality of life of the beneficiary is one of the primary purposes on any SNT; but the Trustee must be careful in making disbursements, because doing it wrong could jeopardize the beneficiary’s eligibility for public benefits. Government programs like Medicaid and Supplemental Security Income (SSI) provide essentials, such as medical care, food, clothing, and shelter. Special needs trusts are intended to supplement, not replace, this kind of basic support. SNT trusts pay for anything the trust document provides for, including comforts and luxuries that public funds don't cover.

PERSONAL ALLOWANCE Funds

Social Security benefits and Supplemental Security Income (SSI) are the main sources of personal allowance funds. We monitor sponsoring agencies and family care providers to ensure that they comply with regulations. The personal allowance audit includes reviewing the Money Management Assessment (MMA) and Personal Expenditure Plan (PEP) as well.